Job Description

Our Purpose Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we’re helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential. Title and Summary Senior Analyst - Anti Financial Crime (Open Banking, Risk & Compliance) Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential. Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all. Services within Mastercard is responsible for acquiring, engaging, and retaining customers by managing fraud and risk, enhancing cybersecurity, and improving the digital payments experience. We provide value-added services and leverage expertise, data-driven insights, and execution. Overview Leveraging Mastercard’s global payments network, our account-to-account business provides domestic and cross-border solutions to enable the frictionless future of payments. We help our customers leverage rich messaging functionality and applications to capture business and consumer payment flows both domestically and cross-border; offer solutions to connect, enable, and safeguard the Open Banking ecosystem, and protect banks and their customers from financial crime. All this is supported by account-based data insights and consulting to help our clients optimize their payment strategies across the world. The Open Banking team is looking to expand its product offering on a global basis. At Mastercard we are committed to the highest standards of ethics and integrity. Ethics and Compliance are at the core of our company values and are essential to both the personal success of every Mastercard employee and to the success of the company. The Senior Analyst - Anti Financial Crime, Open Banking, Risk & Compliance will be responsible for conducting AML related activities as part of the customer monitoring and investigation process. Working under general supervision, this role will leverage an existing understanding of AML/CFT practices and data analysis skills, including extracting and preparing data, drawing conclusions, performing complex research, assessing risk factors and supporting other strategic compliance activities. Role

• Develop and implement data mining techniques to identify transaction patterns, detect suspicious activities, and advance machine learning models.
• Translate complex data and insights into actionable risk and control insights aligned with business objectives.
• Enhance compliance monitoring systems, including data acquisition, rule development and optimization, and machine learning integration.
• Support High risk customer due diligence and risk assessment activities, including product and sales advisory support
• Lead compliance monitoring related projects from a technology and operations perspective, ensuring proper business requirements gathering and documentation.
• Monitor relevant Key Performance Indicators (KPIs) and Key Risk Indicators (KRIs) to develop senior management reporting

All About You

• Experience in banking or financial operations, payments industry, risk management or compliance related field
• Strong past experience in transaction monitoring or data analysis experience required
• Knowledge of Anti-Money Laundering Regulations.
• Ability to interpret regulations and guidance in order to assess the impact and develop practical operational procedures to ensure ongoing compliance.
• Experience executing designing and implementing controls.
• Demonstrated ability to analyze large, complex data sets; use external resources to arrive at conclusions; and creatively identify trends in data
• Ability to swiftly adapt to changing global AML trends, priorities and typologies while working through different data sets
• Ability to consistently produce high quality, accurate, detailed reports according to requirements. Clearly explain and defend conclusions verbally and visually
• Demonstrate a high degree of self-motivation, independence, organization, time management, and attention to detail
• Knowledge and experience of Open Banking products would be beneficial.
• Compliance certification, e.g. ACAMs or ICA or industry equivalent would be preferable.

Mastercard is a merit-based, inclusive, equal opportunity employer that considers applicants without regard to gender, gender identity, sexual orientation, race, ethnicity, disabled or veteran status, or any other characteristic protected by law. We hire the most qualified candidate for the role. In the US or Canada, if you require accommodations or assistance to complete the online application process or during the recruitment process, please contact reasonable_accommodation@mastercard.com and identify the type of accommodation or assistance you are requesting. Do not include any medical or health information in this email. The Reasonable Accommodations team will respond to your email promptly. Corporate Security Responsibility All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must: Abide by Mastercard’s security policies and practices; Ensure the confidentiality and integrity of the information being accessed; Report any suspected information security violation or breach, and Complete all periodic mandatory security trainings in accordance with Mastercard’s guidelines. In line with Mastercard’s total compensation philosophy and assuming that the job will be performed in the US, the successful candidate will be offered a competitive base salary based on location, experience and other qualifications for the role and may be eligible for an annual bonus or commissions depending on the role. Mastercard benefits for full time (and certain part time) employees generally include: insurance (including medical, prescription drug, dental, vision, disability, life insurance), flexible spending account and health savings account, paid leaves (including 16 weeks new parent leave, up to 20 paid days bereavement leave), 10 annual paid sick days, 10 or more annual paid vacation days based on level, 5 personal days, 10 annual paid U.S. observed holidays, 401k with a best-in-class company match, deferred compensation for eligible roles, fitness reimbursement or on-site fitness facilities, eligibility for tuition reimbursement, gender-inclusive benefits and many more. Pay Ranges Salt Lake City, Utah: $78,000 - $125,000 USD O'Fallon, Missouri: $78,000 - $125,000 USD MasterCard

Job Tags

Holiday work, Full time, Part time, Bank staff, Worldwide, Flexible hours,

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